Blue Cross Blue Shield FEP Vision Brochure - 2023

 
 
 
Blue Cross Blue Shield FEP Vision
Table of Contents
 
Table of Contents
 
Introduction  1
Table of Contents  2
FEDVIP Program Highlights  4
A Choice of Plans and Options  4
Enroll Through BENEFEDS  4
Dual Enrollment  4
Coverage Effective Date  4
Pre-Tax Salary Deduction for Employees  4
Annual Enrollment Opportunity  4
Continued Group Coverage After Retirement  4
How We Have Changed For 2023  5
Section 1 Eligibility  6
Federal Employees  6
Federal Annuitants  6
Survivor Annuitants  6
Compensationers  6
TRICARE-eligible individual  6
Family Members  6
Not Eligible  7
Section 2 Enrollment  8
Enroll Through BENEFEDS  8
Enrollment Types  8
Dual Enrollment  8
Opportunities to Enroll or Change Enrollment  8
When Coverage Stops  10
Continuation of Coverage  11
FSAFEDS/High Deductible Health Plans and FEDVIP  11
Section 3 How You Obtain Care  12
Identification Cards/Enrollment Confirmation  12
Plan Providers  12
In-Network  12
Out-of-Network  12
Pre-Authorization  12
FEHB First Payor  13
Coordination of Benefits  13
Limited Access Areas  13
Section 4 Your Cost for Covered Services  14
Copayment  14
In-Network Services  14
Out-of-Network Services  14
Section 5 Vision Services and Supplies  15
Diagnostic  15
Eyewear  15
Contact Lenses  17
Section 6 International Services and Supplies  25
International Claims Payment  25
Finding an International Provider  25
Filing International Claims  25
Customer Service Website and Phone Numbers  25
International Plan Allowances  25
Section 7 General Exclusions – Things We Do Not Cover  27
Section 8 Claims Filing and Disputed Claims Processes  28
How to File a Claim for Covered Services  28
Deadline for Filing Your Claim  28
Disputed Claims Process  28
Section 9 Definitions of Terms We Use in This Brochure  30
Annuitants  30
BENEFEDS  30
Benefits  30
Enrollee  30
FEDVIP  30
Plan Allowance  30
Pre-Authorization  30
Sponsor  30
TEI certifying family member  30
TRICARE-eligible individual (TEI) family member  30
We/Us  30
You  30
Stop Health Care Fraud!  31
Summary of Benefits  32
Rate Information  35